Disclosures and Licenses

eClick Lending is a division of:
Midwest Equity Mortgage, LLC
NMLS # 227765  http://www.nmlsconsumeraccess.org
2001 Spring Road, Suite 100
Oak Brook, IL 60523
Sales: (866) 834-6919
Customer Service: (855) 667-9442

AZ - Mortgage Banker License # 0940221
CA - Licensed under the California Residential Mortgage Lending Act by California Department of Business Oversight #413-1112
CO – Colorado Mortgage Company Registration Approved
FL - Florida Mortgage Lender License # MLD949
IL - Illinois Residential Mortgage Licensee #MB.6760232
Illinois Department of Financial and Professional Regulation
100 West Randolph, 9th Floor
Chicago, IL 60601
KS - Kansas Mortgage Company License # MC.0025209
MD – Maryland Mortgage Lender License #21691
MO - Missouri Division of Finance Company Registration # 17-2065
NJ – Licensed by the N.J. Department of Banking and Insurance
OR – Oregon Mortgage Lending License #ML-5436
TX – Midwest Equity Mortgage, LLC NMLS ID # 227765, 9600 Great Hills Trail, Austin, TX 78759 - Recovery Fund Notice
VA - Midwest Equity Mortgage, LLC NMLS ID # 227765 (www.nmlsconsumeraccess.org)
WA – Washington Consumer Loan Company License # CL-227765
WI - Wisconsin Mortgage Banker License # 227765BA

Midwest Equity Mortgage LLC has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Equal Housing Lender.

It is important for you to know that the smaller your down payment percentage, typically, the higher your interest rate. Borrowers must occupy the property as their primary residence. Purchases only. No buy-downs are allowed. Borrower responsible for closing costs. NOO, second homes, multi-unit, and manufactured housing not allowed. At least one borrower must participate in a homeownership education program before the note date. Example: Sample monthly Principal and Interest (P&I) payment of $1,415.16 is based on a purchase price of $250,000, down payment of 3% (1% provided by borrower and 2% provided by Midwest Equity Mortgage LLC), 30 year fixed rate mortgage (360 monthly payments) and rate of 5.75%/5.8% APR (annual percentage rate). Advertised rates and APR effective as of 09/21/2018 and are subject to change. Above scenario assumes a first lien position, 745 FICO score, 30-day rate lock, based on a single family home in Illinois and are subject to change without notice. Sample payment does not include taxes, insurance or assessments. Private Mortgage Insurance (PMI) will be required for all FHA loans as well as conventional loans where the LTV is greater than 80%. 25% mortgage insurance is required. Actual payment obligation will be greater. Not all applicants will be approved. Applicant’s interest rate will depend upon the specific characteristics of applicant’s loan transaction, credit profile and other criteria. Receipt of application does not represent an approval for financing or interest rate guarantee. Other terms and conditions apply. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Contact eClick Mortgage for more information and up to date rates. Rates generated 09/21/2018.